Gluten and Dairy Free Chocolate Chip Banana Bread

gluten and dairy free chocolate chip banana bread on a wooden cutting board with a few slices cut and leaning forward. Chocolate chips scattered on the cutting board
Cheri Moore

Written by Cheri Moore

February 4, 2024

Gluten and dairy free chocolate chip banana bread is a breakfast treat and a scrumptious dessert topped with cool whip and strawberries. I remember eating my first slice of mouth watering chocolate chip banana bread in Iceland. I love chocolate! Years later, my children were my critics as I learned to bake chocolate chip banana bread using freshly milled organic grains. Now, they are making this gluten and dairy free chocolate chip banana bread with their children and loved ones.

When our household became gluten free, I experimented and experimented until I developed a scrumptious gluten and dairy free chocolate chip banana bread recipe. The texture is so light and moist that our friends request our gluten and dairy free chocolate chip banana bread for dessert. If you need a good laugh, watch your coworkers’ incredulous expressions when you tell them they are eating gluten and dairy free chocolate chip banana bread.

two slices of gluten and dairy free chocolate chip banana bread stacked on top of each other on a wooden cutting board. Chocolate chips are scattered on the board.

Gluten and Dairy Free Chocolate Chip Banana Bread Ingredients:

  • 4 eggs
  • 1 cup of white sugar
  • 1 cup of brown sugar
  • 3/4 cup of olive oil
  • 1/2 cup of water
  • 1 1/4 cup of millet flour
  • 3/4 cup of coconut flour
  • 3 cups of oat flour
  • 1 teaspoon of salt
  • 1 teaspoon of baking soda
  • 2 heaping teaspoons of baking powder
  • 3 to 4 ripe bananas
  • 1 & 1/2 to 2 cups of dairy free chocolate chips – Enjoy Life is dairy free.

Kitchen Equipment

A Mixer- a hand mixer or a stand mixer works for this recipe. The mixer is important for beating the eggs. You must mix them on high until they are light and fluffy.

Measuring Cups & Spoons

3 Loaf Pans

3 loaves of baked gluten and dairy free chocolate chip banana bread in loaf pans on the stovetop.

Parchment Paper

Cooking/Baking Spray

Grain Mill (optional) – A Grain Mill helps you save money and increases the nutritional content of your freshly milled flours. For example, oat groats is the whole oat before it has been pressed flat. According to Healthline, oats provide fiber, vitamins, minerals, and beta-glucan known to restore health to cells. It is also the only grain with an antioxidant, avenanthramides, known to protect the heart.

What Flour Brands to Look For

Bob’s Red Mill Natural Foods sells hulled millet. Hulled means manufacturing equipment already cracked and discarded the hard outer shell. Buying large quantities of grains is a smart choice for large families. I share a few shopping tips in my blog, Affordable Gluten Free Cooking and Baking Tips.

If you are not able to purchase a grain mill, you can buy non-GMO millet and oat flour online at Bob’s Red Mill Natural Foods. Arrowhead Mills also has non-GMO organic millet and oat flour.

Gluten and Dairy Free Chocolate Chip Banana Bread Directions:

In mixing bowl slowly add 1 cup of white sugar into the bowl.

1 cup of organic sugar
1 cup of sugar

Measure one cup of brown sugar and add to bowl.

One cup of brown sugar.
1 cup of brown sugar

Measure 3/4 to 1 cup of oil.

Olive Oil
3/4 cup Olive Oil

Add 3/4 cup of oil to sugars and mix to combine sugars with oil.

Using the same measuring cup, measure 1/2 cup of water, pour into the bowl and mix.

1/2 cup of water in a glass measuring cup sitting on a black stovetop.

Crack 4 eggs into a mixing bowl.

4 white eggs on the countertop in front of a stainless-steel mixing bowl. There is text below them in a light blue box.

Mix on medium speed combining sugars, oil, and eggs. Then beat for a few minutes.

gluten and dairy free chocolate chip banana bread wet ingredients mixed together.

In a separate bowl mash the bananas with a fork or the mixture until they reach your desired consistency. I like to leave mine with a few small lumps, but you can also puree them in a blender if you want them completely smooth in your gluten and dairy free chocolate chip banana bread.

Mashed bananas in a glass bowl with a stainless steel fork.

Add the mashed bananas to the mixing bowl.

Mashed bananas in a clump in a mixing bowl with the gluten and dairy free chocolate chip banana bread batter.

Dry Ingredients

In a separate glass bowl you will combine the dry ingredients for gluten and dairy free chocolate chip banana bread:

Measure out 1 & 1/4 cup of millet flour. If milling, measure out 1 cup of millet to mill.

A glass bowl of freshly ground millet flour sitting on a black stovetop. Beside the bowl are two measuring cups. Behind the bowl is a bag of millet grains.

Measure 3/4 cup of coconut flour and add to millet flour.

A bag of coconut flour sitting on a black stovetop with a 1/4 measuring cup in front of it.

Measure 3 cups of oat flour and pour into millet and coconut flour mixture. Stores carry Bob’s Red Mill oat flour.

  • If you have a grain mill, it is easier to use oat groats to make your oat flour.
Mill 1 and half cups of gluten free oat groats to make 3 cups of gluten free oat flour for zucchini bread.

Combine the flour mixture. Then, add flour mixture to batter one cup at a time, mixing well after each addition.

Mixing wet and dry ingredients for gluten and dairy free chocolate chip banana bread together in a stand mixer with the whisk attachment.

Measure out 1 tsp of salt and add it to the glass bowl.

A 1 tsp measuring spoon in front of a container of sea salt on a black stovetop

Rising Ingredients Activate Batter

Add 2 heaping teaspoons of baking powder and 1 teaspoon of baking soda to the batter. Gently mix rising agents into the batter.

a container of baking powder next to a jar of baking soda. In front of them are small glass bowls filled with the amounts needed for the gluten and dairy free chocolate chip banana bread recipe.

Then, measure out 1 & 1/2 to 2 cups of dairy free chocolate chips. My family enjoy one package of mini chocolate chips.

2 cups of chocolate chips in a glass measuring cup.

Add the chocolate chips to the mixing bowl.

Chocolate chips and mashed bananas sitting on top of the gluten and dairy free chocolate chip banana bread batter in a mixing bowl.

Stir the mashed bananas and dairy free chocolate chips into the gluten and dairy free chocolate chip banana bread batter using a spatula.

gluten and dairy free chocolate chip banana bread batter all stirred together in a mixing bowl with a red tipped wooden spatula.

Spray your pans with oil so the paper sticks to the pan. Then, line your loaf pans with parchment paper. Hint: turn the pan upside down, place the paper on the pan, and then cut out around the pan.

2 loaf pans lined with parchment paper sitting on a cutting board. A pair of scissors is to their right and a can of cooking spray is sitting behind them.

Divide your batter between 3 loaf pans.

Gluten and dairy free chocolate chip banana bread batter divided into loaf pans.

Bake at 350 degrees Fahrenheit for 45-50 minutes. Check if the gluten and dairy free chocolate chip banana bread is done by inserting a knife or toothpick into the middle of the loaf. It should come out clean. If not, then bake the loaves for another 5 to 10 minutes and test again. Hint: The bread is done when it has pulled away from the edge of the pan.

Three loaves of baked gluten and dairy free chocolate chip banana bread in loaf pans sitting on a black stove top. They are lined up side by side.

Allow the loaves to cool in the pans for 5-10 minutes before removing them and transferring them to a cooling rack. Leave the parchment paper on the bottom of the loaves until they are completely cooled. If you enjoy melted chocolate and warm bread, peel back some of the parchment, cut a slice, and top it with cool whip. Scrumptious!

Printable Recipe Card

Moore Auditory Integration Training Community

Join Today

You may also like…

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Subscribe for Moore

Subscribe to our email list to receive email notifications whenever there is a new post.

Get tips on how to improve your health and learn through purposeful play delivered straight to your inbox. I also share gluten and dairy free recipes and inspirational testimonies.

By joining the Moore Auditory Integration Training Community, you will also be the first to learn about free resources and new products or promotions.

[email-subscribers-form id="1"]